For buy-and-hold investors
A rental only works if the rent covers the mortgage, taxes, insurance and management, and still leaves something. OnOffDeals runs the whole underwrite on your all-in cost, so a listing that looks good on price doesn’t bleed you every month. It even doubles as a Section 8 property finder, flagging rentals that cash flow on HUD fair-market rents.
Free for 7 days. Cancel anytime.
Buy-and-hold investors keep properties for the monthly cash flow, the loan paydown and long-term appreciation, often a few hundred dollars per door per month plus equity over years. The deal lives or dies on honest numbers: rent, expenses, and the true all-in cost.
The 1% rule on the list price is a trap — the number that matters is rent against everything you sink in.
Fair-market rent for the ZIP and bedroom count straight from HUD, the same number that sets the Section 8 voucher payment. Our Section 8 property finder surfaces rentals that cash flow on a voucher, with rental comps for a sanity check.
Rent minus mortgage, taxes, insurance, HOA and management, screened by the 1% / 1.25% rules on price plus rehab plus costs, not the sticker.
The metrics your lender actually asks for, computed live, so you walk in already knowing if it qualifies.
Set your criteria once; the app flags new listings across your markets that clear your cash-flow bar.
Section 8 property finder
Real listings, scored on HUD voucher rents — the same payment standard the program uses. See the exact voucher rent and monthly cash flow with a free trial.
Buy the cash flow, not the listing photo.
See what OnOffDeals does for your next deal. Free for 7 days, cancel anytime.
Check the cash flowEstimates are informational only, not an appraisal, or lending or investment advice.
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