Learn
Every number on your deal report, explained
Plain-English guides to the terms investors throw around — explained the way you'd explain them to a friend. Tap any ⓘ icon in the app or on a PDF report to land here.
ARV (After-Repair Value)
What ARV means in real estate, how after-repair value is calculated from sold comps, and how OnOffDeals computes it automatically.
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Monthly Cash Flow (Rental)
How monthly rental cash flow is calculated: rent minus mortgage, taxes, insurance and expenses — with a worked example.
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Section 8 & HUD Fair-Market Rent
What Section 8 means for investors, how HUD fair-market rent sets the voucher payment, and how OnOffDeals finds rentals that cash flow on a voucher.
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Cap Rate (Capitalization Rate)
Cap rate explained: NOI divided by all-in cost, what a good cap rate is, and why it lets you compare properties regardless of financing.
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DSCR (Debt Service Coverage Ratio)
DSCR explained: how lenders judge whether a rental covers its own mortgage, and what ratio you need for a DSCR loan.
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Cash-on-Cash Return (CoC)
Cash-on-cash return explained: annual cash flow divided by the cash you actually left in the deal — and what "Infinite" CoC means.
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Break-Even Ratio
The break-even ratio explained: what percent of the rent is consumed by mortgage and expenses, and why it drives the green/yellow/red deal colors.
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Flip Profit (Net)
How net flip profit is calculated: ARV minus purchase, rehab, buying, selling and holding costs — with every cost spelled out.
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Flip Score (0–100)
The OnOffDeals flip score explained: profit margin, ROI and the max-offer rule combined into one 0–100 number.
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Max Allowable Offer — the 90% Rule
The 90% max-offer rule: the most you should pay for a flip is 90% of ARV minus rehab. Why the classic 70% rule is outdated in competitive markets.
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Equity Spread
Equity spread explained: the gap between the after-repair value and everything you put in — the wealth a deal creates on day one.
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HUD Section-8 Rent (Fair Market Rent)
What HUD fair market rents are, why Section-8 rent is government-backed income, and how OnOffDeals uses HUD FMR data by ZIP and bedroom count.
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NOI (Net Operating Income)
Net operating income explained: rent minus operating expenses, before the mortgage — the number cap rate and DSCR are built on.
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BRRRR (Buy, Rehab, Rent, Refinance, Repeat)
The BRRRR strategy explained, plus "max rehab for BRRRR" — the biggest budget that still lets you pull every dollar back out at refinance.
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Rehab Estimate (Renovation Budget)
How OnOffDeals estimates renovation cost from building age and listing condition cues — and why you should always adjust it after a walkthrough.
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Days on Market (DOM)
What days-on-market tells you about seller motivation and market speed, and how to use average market sale time when negotiating.
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Pending Deed (Comp Marked "PD")
Why some comps are marked pending deed: the home sold so recently the county has not recorded the sale yet — the price shown is the final list price.
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Section 8 property finder
Section 8 rentals that cash flow near your area
Real listings, scored on HUD voucher rents — the same payment standard the program uses. See the exact voucher rent and monthly cash flow with a free trial.